The federal energy tax credits have expired

Costs and payback figures on this page may still assume a federal credit that no longer exists. The 30% Residential Clean Energy Credit (25D) and the Energy Efficient Home Improvement Credit (25C) both ended for property placed in service after 31 December 2025, and the home EV charger credit (30C) ended after 30 June 2026. Assume no federal credit on work done today.

What expired, and what still exists →

City-Level ROI Calculator

Get hyperlocal electrification ROI estimates using your city's actual utility rates, local rebates, and climate data. More accurate than state-level estimates.

100+ US CitiesUtility-Specific RatesLocal Rebate Programs

Why City-Level Data Matters

Utility Rate Variations

Electricity rates can vary 2-3x within the same state. Sacramento pays $0.24/kWh while parts of LA pay $0.28/kWh from different utilities.

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Local Rebates

Austin Energy offers $1,800 heat pump rebates while other TX cities offer $0. SMUD has $4,500 rebates vs PG&E's $3,500.

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Microclimates

San Francisco uses minimal AC (150 cooling days) while Fresno uses heavy AC (1,850 cooling days). Climate drives savings potential.

Select Your City (54 cities available)

Why Use City-Level ROI Calculations?

State-level estimates provide a good starting point, but city-level data gives you the precision needed to make confident electrification decisions. Here's what makes our city calculator different:

Utility-Specific Rates

We use actual rate schedules from each city's primary utility provider. For example:

  • SMUD (Sacramento): $0.242/kWh with generous heat pump rebates ($4,500)
  • SCE (Southern California): $0.278/kWh with moderate rebates ($2,800)
  • Seattle City Light: $0.108/kWh with excellent heat pump rebates ($3,000)
  • Austin Energy: $0.115/kWh plus city solar incentives ($2,500)

Local Rebate Programs

Many utilities offer rebates beyond state and federal incentives. These can make a 30-50% difference in your net cost:

  • Municipal utilities often have the best rebates (SMUD, Austin Energy, Seattle City Light)
  • Investor-owned utilities vary widely even within the same state
  • Some cities have additional local government incentives on top of utility rebates