The federal energy tax credits have expired

Costs and payback figures on this page may still assume a federal credit that no longer exists. The 30% Residential Clean Energy Credit (25D) and the Energy Efficient Home Improvement Credit (25C) both ended for property placed in service after 31 December 2025, and the home EV charger credit (30C) ended after 30 June 2026. Assume no federal credit on work done today.

What expired, and what still exists →

Fort Worth, TX

Electrification ROI based on Oncor rates and local rebates

Population: 956,000Climate: hotElectric: $0.120/kWhGas: $1.16/therm
Best Upgrade
Solar Panels
19.5 years 37% ROI
Annual Savings
$2,439/year
Full electrification
Total Incentives
$1,150
Federal + utility rebates

Visual ROI Analysis

Payback Period Comparison

Lower is better • Shortest payback = fastest return on investment

Annual Savings Comparison

Higher is better • More annual savings = greater long-term benefit

Cumulative Net Savings Over Time

Point where line crosses $0 = payback achieved • Steeper line = faster savings growth

Detailed ROI by Upgrade

Heat Pump HVAC System

Replace gas furnace + AC with an all-electric heat pump

🌡️

Costs

Upfront cost:$12,000 - $18,000
Federal tax credit:-$0
Oncor rebate:-$850
Net cost:$11,150 - $17,150

Savings & ROI

Annual savings:$147/year
Simple payback:Not Recommended
15-year ROI:-84%
CO₂ reduction:0.4 tons/year
15-year net savings:$-12,790

Solar Panels (6kW System)

Generate your own electricity from the sun

☀️

Costs

Upfront cost:$15,000 - $21,000
Federal tax credit (30%):-$0
Net cost:$15,000 - $21,000

Savings & ROI

Annual savings:$946/year
Simple payback:19.5 years
25-year ROI:37%
CO₂ reduction:3.6 tons/year

Full Electrification Package

Heat pump + Solar + Heat pump water heater + EV charger

Costs

Total upfront cost:$30,300 - $45,000
Total federal credits:-$0
Total utility rebates:-$1,150
Net cost:$29,150 - $43,850

Savings & ROI

Annual savings:$2,439/year
Simple payback:15.4 years
15-year ROI:3%
Total CO₂ reduction:10.1 tons/year
15-year net savings:$-1,058

Fort Worth Energy Context

Climate & Usage

Climate zone:hot
Heating degree days:2,400
Cooling degree days:2,700
Avg home size:2,200 sq ft

Energy Costs

Utility provider:Oncor
Electricity rate:$0.120/kWh
Natural gas rate:$1.16/therm
Avg monthly bills:$162 elec + $52 gas

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