The federal energy tax credits have expired

Costs and payback figures on this page may still assume a federal credit that no longer exists. The 30% Residential Clean Energy Credit (25D) and the Energy Efficient Home Improvement Credit (25C) both ended for property placed in service after 31 December 2025, and the home EV charger credit (30C) ended after 30 June 2026. Assume no federal credit on work done today.

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🌡️ Heat Pumps

Which Mini Split Heat Pump Should You Buy?

This compares ductless heat pumps on published performance data for efficiency, quiet operation, and cold-weather performance. Here's what works—and what doesn't.

Quick Answer

The Mitsubishi MSZ-GL is the best mini split heat pump overall, offering unmatched reliability and cold-weather performance. The MrCool DIY is best for DIY installation at $1,499, saving you $1,000+ on installation costs.

My Top Mini Split Recommendations

🏆 Best Overall

Mitsubishi MSZ-GL Series

4.8/52,345 reviews
BTU
12,000
SEER
22
HSPF
10
Zones
1
Pros
  • Industry-leading reliability
  • Whisper quiet operation
  • Works down to -13°F
  • Best warranty in class
  • Excellent efficiency (22 SEER)
Cons
  • Premium price
  • Professional installation required
  • WiFi adapter sold separately
Verdict

Mitsubishi mini splits are the gold standard. They cost more but last longer and work better in extreme cold than any competitor.

Best for: Homeowners who want the best, cold climate areas
🔧 Best DIY Install

MrCool DIY 12K

4.5/55,678 reviews
BTU
12,000
SEER
22
HSPF
10
Zones
1
Pros
  • True DIY installation - no HVAC pro needed
  • Pre-charged line sets
  • WiFi included
  • Good efficiency
  • Solid warranty
Cons
  • Not as reliable as Mitsubishi/Fujitsu
  • Customer support can be slow
  • Some units arrive damaged
Verdict

The MrCool DIY is the best choice if you want to install yourself. Save $1,000+ on installation costs.

Best for: DIY enthusiasts, budget-conscious buyers
❄️ Best for Cold

Fujitsu Halcyon RLS3H

4.7/51,234 reviews
BTU
12,000
SEER
25
HSPF
12.5
Zones
1
Pros
  • Works down to -15°F with no capacity loss
  • Best cold climate performance
  • Ultra-efficient (25 SEER)
  • Very quiet operation
  • Built-in WiFi
Cons
  • Highest price
  • Professional install required
  • Fewer installers familiar with brand
Verdict

The Fujitsu RLS3H is the best mini split for cold climates. It maintains full heating capacity even at -15°F.

Best for: Cold climates (Maine, Minnesota, etc.)
💰 Best Budget

Senville SENL-12CD

4.3/53,456 reviews
BTU
12,000
SEER
19
HSPF
9
Zones
1
Pros
  • Unbeatable price
  • Includes WiFi
  • Decent efficiency
  • Pre-charged lines available
  • Good for mild climates
Cons
  • Not for extreme cold
  • Shorter lifespan than premium brands
  • Noisier operation
Verdict

Senville offers the best value if you are on a tight budget. Great for mild climates, garages, or workshops.

Best for: Budget buyers, mild climates, garages
📱 Best Smart Features

LG LSU120HSV5

4.6/5890 reviews
BTU
12,000
SEER
23
HSPF
10.5
Zones
1
Pros
  • Excellent LG ThinQ app
  • Works with all smart home platforms
  • Great efficiency
  • Quiet operation
  • Stylish indoor unit
Cons
  • Professional install required
  • Pricier than MrCool DIY
  • Some reports of WiFi connectivity issues
Verdict

The LG is the best choice for smart home enthusiasts. The ThinQ app is excellent and it works with everything.

Best for: Smart home enthusiasts, tech lovers

Ready to Install a Mini Split?

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