The federal energy tax credits have expired

Costs and payback figures on this page may still assume a federal credit that no longer exists. The 30% Residential Clean Energy Credit (25D) and the Energy Efficient Home Improvement Credit (25C) both ended for property placed in service after 31 December 2025, and the home EV charger credit (30C) ended after 30 June 2026. Assume no federal credit on work done today.

What expired, and what still exists →
20+ models compared

Heat Pumps

Looking to cut heating costs in half? This compares heat pumps—mini splits, ducted systems, cold climate models—so you know exactly what works.

50%+
Lower heating costs
300%+
Efficiency vs gas
$2,000
Federal tax credit

Top Mini Splits

🏆 Best Overall

Mitsubishi MSZ-GL Series

4.8/5$1899

Mitsubishi mini splits are the gold standard. They cost more but last longer and work better in extreme cold than any co...

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🔧 Best DIY Install

MrCool DIY 12K

4.5/5$1499

The MrCool DIY is the best choice if you want to install yourself. Save $1,000+ on installation costs....

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❄️ Best for Cold

Fujitsu Halcyon RLS3H

4.7/5$2199

The Fujitsu RLS3H is the best mini split for cold climates. It maintains full heating capacity even at -15°F....

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💰 Best Budget

Senville SENL-12CD

4.3/5$899

Senville offers the best value if you are on a tight budget. Great for mild climates, garages, or workshops....

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