Is Electrification Worth It in New Hampshire?

New Hampshire: No sales tax, no income tax, but heating oil costs $4.00/gallon.

You get 7,000+ heating degree days in Manchester. About 40% of New Hampshire homes heat with oil—highest percentage in the nation. Eversource electricity costs $0.23/kWh. Liberty Utilities gas is $2.10/therm. NH Saves offers rebates up to $6,000 for heat pumps + weatherization.

If you're heating with oil, switching to a cold-climate heat pump will save you $1,500-2,500 per year. Even with expensive electricity, electric heat is cheaper than $4/gallon oil. Payback after incentives: 3-5 years. This is one of the clearest electrification decisions in the country. Get quotes.

Updated December 2024Data from EIA, DSIRE, NREL
Heat Pump Payback
Not Recommended
With incentives
Annual Savings
$2,410
Full electrification
Available Incentives
$11,950
Federal + state + utility
CO₂ Reduction
14.3 tons
Per year

New Hampshire Energy Costs

Electricity Rate
$0.228/kWh
Natural Gas Rate
$2.08/therm
Average Electric Bill
$175/month
Average Gas Bill
$118/month
Climate Zone
cold
Heating Degree Days
7,200
Cooling Degree Days
550

Visual ROI Analysis

Payback Period Comparison

Lower is better • Shortest payback = fastest return on investment

Annual Savings Comparison

Higher is better • More annual savings = greater long-term benefit

Cumulative Net Savings Over Time

Point where line crosses $0 = payback achieved • Steeper line = faster savings growth

Return on Investment by Upgrade

🌡️

Heat Pump HVAC

Upfront Cost$12,000 - $22,000
Total Incentives-$3,200
Net Cost$8,800 - $18,800
Annual Savings$-117/yr
Payback PeriodNot Recommended
Lifetime ROI-6%
CO₂ Reduction4.7 tons/yr
☀️

Solar Panels

Upfront Cost$15,000 - $30,000
Total Incentives-$4,500
Net Cost$10,500 - $21,000
Annual Savings$1,477/yr
Payback Period11.2 years
Lifetime ROI192%
CO₂ Reduction3.1 tons/yr
💧

Heat Pump Water Heater

Upfront Cost$2,500 - $4,500
Total Incentives-$2,750
Net Cost$-250 - $1,750
Annual Savings$282/yr
Payback Period3.4 years
Lifetime ROI92%
CO₂ Reduction1.8 tons/yr

EV Charger + Electric Vehicle

Upfront Cost$800 - $2,500
Total Incentives-$1,500
Net Cost$-700 - $1,000
Annual Savings$768/yr
Payback Period0.3 years
Lifetime ROI1014%
CO₂ Reduction4.8 tons/yr

Full Electrification Package

Total Upfront Cost
$30,300 - $59,000
Total Incentives
-$11,950
Net Cost After Incentives
$18,350 - $47,050
Annual Energy Savings
$2,410/year
Lifetime Savings (18 years)
$43,380
Simple Payback
15.5 years
💡

Best ROI for New Hampshire

Based on your state's energy costs and climate, EV Charger offers the best return on investment with an average payback of 0.3 years and an ROI of 1014%.

0.0 years slower than average compared to the national average.

Ready to electrify your New Hampshire home?

Get free quotes from local contractors who specialize in heat pumps, solar, and electrification.

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