Is Electrification Worth It in Maryland?
Maryland is mild enough for heat pumps to dominate.
Baltimore gets about 4,600 heating degree days—cold enough to need heat, but not brutal. BGE electricity costs $0.14/kWh. Natural gas runs $1.40/therm. You get EmPower Maryland rebates up to $1,800 for heat pumps, plus the $2,000 federal credit. Most Maryland homes built in the last 20 years already have heat pumps.
Solid yes for heat pumps. If you're heating with oil (still common in parts of Maryland), you'll save $1,000+ per year switching to electric. Even with gas, the payback is 6-8 years. And if you're near the Chesapeake, consider pairing with solar—Maryland's SREC program adds extra income on top of net metering.
Maryland Energy Costs
Visual ROI Analysis
Payback Period Comparison
Lower is better • Shortest payback = fastest return on investment
Annual Savings Comparison
Higher is better • More annual savings = greater long-term benefit
Cumulative Net Savings Over Time
Point where line crosses $0 = payback achieved • Steeper line = faster savings growth
Return on Investment by Upgrade
Heat Pump HVAC
Solar Panels
Heat Pump Water Heater
EV Charger + Electric Vehicle
Full Electrification Package
Best ROI for Maryland
Based on your state's energy costs and climate, EV Charger offers the best return on investment with an average payback of 0.2 years and an ROI of 1410%.
0.0 years slower than average compared to the national average.
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