Is Electrification Worth It in Kentucky?
Kentucky has Louisville Gas & Electric, and they really want you to use gas.
Natural gas costs $0.95/therm—cheap. Electricity runs $0.11/kWh—also cheap. Climate is moderate (4,600 heating degree days in Louisville). This is classic "both options work fine" territory. LG&E offers some heat pump rebates, but they're not huge. Most Kentucky homes have gas furnaces or heat pumps depending on when they were built.
If you're replacing both heating and cooling, get a heat pump. If your gas furnace works and you just need AC, install AC and keep the furnace. Neither choice is wrong. The exception: If you're in rural Kentucky heating with propane, switch to a heat pump yesterday. Propane is $2.50+/gallon and you're getting ripped off.
Kentucky Energy Costs
Visual ROI Analysis
Payback Period Comparison
Lower is better • Shortest payback = fastest return on investment
Annual Savings Comparison
Higher is better • More annual savings = greater long-term benefit
Cumulative Net Savings Over Time
Point where line crosses $0 = payback achieved • Steeper line = faster savings growth
Return on Investment by Upgrade
Heat Pump HVAC
Solar Panels
Heat Pump Water Heater
EV Charger + Electric Vehicle
Full Electrification Package
Best ROI for Kentucky
Based on your state's energy costs and climate, EV Charger offers the best return on investment with an average payback of 0.5 years and an ROI of 1524%.
0.0 years slower than average compared to the national average.
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